Vacant Dwellings
Did you know that if your home is vacant and for sale, it is not covered by your homeowners policy?
Vacant Dwelling Insurance provides insurance for difficult to cover vacant dwellings, old and new, coastal and inland. Eligible residential properties can include dwellings that are: (1) unoccupied and for sale; (2) unoccupied due to the owner’s death; and (3) unoccupied because the owner has been relocated by his or her employer.
Features and Benefits
- ISO DP3 special form including extended coverage and vandalism available for most dwellings
- Flexible 3, 6 and 12 month terms available
- Wind and earthquake coverage available
- Numerous coverage options include on-premises theft, personal liability, and medical payments
- Coverage for condo units available
- Flexible deductibles
- Minimum limit: $300,000 or $500,000 (depending on coastal or non-coastal location)
- Excess Flood coverage available
Claims
Luster Insurance Agency claims are handled by professionals experienced in processing claims for complex personal lines exposures. The Luster Insurance Agency claims staff is dedicated to personal lines business. We provide the attention to detail that helps to ensure claims are settled efficiently and in a timely manner. Whenever possible, Luster Insurance Agency claims professionals use local adjusting firms to help speed the claims settlement process.
Call Luster Insurance to get started today.
