Property
Luster Insurance Agency has tailored a complete array of insurance coverages to meet the distinctive needs of today's small businesses. Below are some of the key ways we can help you protect the huge investment you have in equipment as well as your buildings and other business property.
Building and Business Personal Property
This coverage helps pay to repair or replace your property, including your inventory, office furniture or fixtures if they are damaged by fire or other covered loss.
Tenant Obligations
As a tenant, you may have to pay for certain building damage caused by a break-in, damage to building glass, and lease assessments. If so, our policy can help cover these financial responsibilities.
Computers and Media
Not only does the our policy include this in our definition of covered property, the policy provides a large, flexible limit so you can tailor your policy to fit your needs. Protects your investment in computer technology by reimbursing you for:
- Physical loss or damage to your computer hardware;
- Loss of data or computer software;
- Damage caused by computer virus.
Worldwide Coverage for Laptop Computers and Other Portable Computer Equipment
Luster Insurance Agency’s tailored coverage for businesses automatically protects your portable computer equipment anywhere in the world while it's in the possession of your employees traveling on authorized company business, except when checked as baggage.
Computer Fraud
This coverage helps protect you if someone steals your money, securities or other property "electronically" through the computer.
Accounts Receivable
This coverage helps protect you if you are unable to collect outstanding balances because your account records are lost or damaged due to a covered cause of loss.
Property in Transit
This coverage help protect your business personal property if a covered loss or damage occurs during shipment.
Call Luster Insurance to get started today.
