General Liability
Commercial general liability policy includes many enhancements over the industry standard coverage. And given today's litigious society, these insurance "extras" are more essential than ever. Highlighted below are a few of the ways a commercial liability policy would help protect you if others claim your business is legally responsible for their loss or injury.
Damage to Premises Rented to You
This policy will pay up to a specified limit if you are responsible for damages to the premises you rent or occupy if the damage results from fire, lightning or explosion.
Personal and advertising injuries
Our policy is designed, to help protect your business from claims of false arrest, malicious prosecution, libel, slander, wrongful eviction, discrimination or humiliation, or invasion of the right of privacy. The policy can also help protect you if others claim you infringed on their copyrights in your advertisements or that you copied their advertising ideas.
Medical Payments
This coverage is designed to pay applicable medical costs if someone is injured on your premises and needs medical treatment.
Additional Insureds
If a written contract requires you to name someone else as an additional insured on your policy, we'll automatically extend that status to them. We will also provide them with primary coverage if that's required by contract.
Bodily Injury and Property Damage Liability
If your business is held liable for someone's injury or property damage, The Hartford's policy would help protect you against financial loss.
Computer Fraud
This coverage helps protect you if someone steals your money, securities or other property "electronically" through the computer.
Employment Practices Liability
This coverage is designed to help protect employers who are sued for sexual harassment, wrongful termination or discrimination.
Call Luster Insurance to get started today.
